2022 Study: Where Americans Are Happiest Research shows that in some cases, money does lead to happiness. In fact, a 2021 University of Pennsylvania study found a correlation between happiness and income growth, even past an annual income of $80,000. This is in contrast to previous research that found happiness stagnated after an individual earned $75,000. However, not all places can offer the same level of happiness, as some cities offer more economic opportunities and a better quality of life than others. To uncover the happiest places in America, we analyzed the 200 largest cities, 164 of which had available data. We looked at 13 different metrics across three categories: personal finance, well-being and quality of life. For details on our data sources and how we put all the information together to create our final rankings, read the Data and Methodology section below. Key Findings California cities dominate the top 10. While cities like Sunnyvale and Fremont offer the No. 1 and No. 3 highest earnings for individuals, these Western cities score highest in the quality of life category. Specifically, top 10 California cities had lower percentages of people living in poverty, higher marriage rates and lower violent crime rates. Birmingham is the least happy city. This Alabama city ranks in the bottom five across metrics such as personal bankruptcy filings per capita, life expectancy and the percentage of residents living in poverty. Newark, New Jersey and Memphis, Tennessee follow as the second- and third-least happy cities. Top 10 cities have high marriage rates. Residents who’ve said “I do” make up the majority of the population in all but one city: Arlington, Virginia, where the marriage rate is 44.0%. Frisco, Texas, which ranks No. 5 overall, has the highest marriage rate study-wide (62.6%).

Where Americans Are Happiest – 2022 Study – SmartAsset
SmartAsset examined data for 164 of the largest cities to uncover where Americans are happiest based on personal finances, well-being and quality of life.
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2022 Study: Where Americans Are Happiest

Research shows that in some cases, money does lead to happiness. In fact, a 2021 University of Pennsylvania study found a correlation between happiness and income growth, even past an annual income of $80,000. This is in contrast to previous research that found happiness stagnated after an individual earned $75,000. However, not all places can offer the same level of happiness, as some cities offer more economic opportunities and a better quality of life than others.

To uncover the happiest places in America, we analyzed the 200 largest cities, 164 of which had available data. We looked at 13 different metrics across three categories: personal finance, well-being and quality of life. For details on our data sources and how we put all the information together to create our final rankings, read the Data and Methodology section below.

Key Findings
California cities dominate the top 10. While cities like Sunnyvale and Fremont offer the No. 1 and No. 3 highest earnings for individuals, these Western cities score highest in the quality of life category. Specifically, top 10 California cities had lower percentages of people living in poverty, higher marriage rates and lower violent crime rates.
Birmingham is the least happy city. This Alabama city ranks in the bottom five across metrics such as personal bankruptcy filings per capita, life expectancy and the percentage of residents living in poverty. Newark, New Jersey and Memphis, Tennessee follow as the second- and third-least happy cities.
Top 10 cities have high marriage rates. Residents who’ve said “I do” make up the majority of the population in all but one city: Arlington, Virginia, where the marriage rate is 44.0%. Frisco, Texas, which ranks No. 5 overall, has the highest marriage rate study-wide (62.6%). Positive Real Estate News – http://www.facebook.com/pages/p/166701730035514
December 19, 2022 at 01:22PM

Affordable Cities With the Most 6-Figure Jobs 2022 | HowtoHome
Affordable Cities With the Most 6-Figure Jobs
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December 10, 2022 at 09:41AM

Metro Rank Share of fixed-rate mortgages with less than a 3.0% rate Share of 30-year mortgages with less than a 3.0% rate Share of 15-year mortgages with less than a 3.0% rate Median interest rate across all fixed-rate mortgages San Jose-Sunnyvale-Santa Clara, CA 1 60.1% 61.6% 92.7% 2.9% San Diego-Chula Vista-Carlsbad, CA 2 52.1% 52.4% 90.7% 3.0% Pittsburgh, PA 3 50.6% 48.6% 82.6% 3.0% Urban Honolulu, HI 4 50.5% 50.3% 63.4% 3.0% Sacramento-Roseville-Folsom, CA 5 49.2% 48.7% 92.2% 3.0% Hartford-East Hartford-Middletown, CT 6 48.1% 45.3% 86.6% 3.0% Raleigh-Cary, NC 7 47.9% 45.4% 87.7% 3.0% Charlotte-Concord-Gastonia, NC-SC 8 47.3% 45.7% 88.8% 3.0% Portland-Vancouver-Hillsboro, OR-WA 9 45.8% 45.4% 87.8% 3.0% Cleveland-Elyria, OH 10 45.3% 42.0% 87.9% 3.0% Riverside-San Bernardino-Ontario, CA 11 44.6% 44.5% 85.7% 3.1% Austin-Round Rock-Georgetown, TX 12 44.5% 44.8% 66.0% 3.0% Salt Lake City, UT 13 44.3% 43.9% 65.6% 3.0% Minneapolis-St. Paul-Bloomington, MN-WI 14 44.2% 43.2% 89.6% 3.0% Denver-Aurora-Lakewood, CO 15 43.9% 43.3% 82.5% 3.0% United States – 41.6% 40.5% 80.2% 3.1%

Buyers in These U.S. Cities Get the Best Mortgage Rates [2022 Edition] – Construction Coverage
Researchers ranked U.S. states and metros according to the share of all fixed-rate mortgages with less than a 3.0% interest rate.
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Metro Rank Share of fixed-rate mortgages with less than a 3.0% rate Share of 30-year mortgages with less than a 3.0% rate Share of 15-year mortgages with less than a 3.0% rate Median interest rate across all fixed-rate mortgages
San Jose-Sunnyvale-Santa Clara, CA 1 60.1% 61.6% 92.7% 2.9%
San Diego-Chula Vista-Carlsbad, CA 2 52.1% 52.4% 90.7% 3.0%
Pittsburgh, PA 3 50.6% 48.6% 82.6% 3.0%
Urban Honolulu, HI 4 50.5% 50.3% 63.4% 3.0%
Sacramento-Roseville-Folsom, CA 5 49.2% 48.7% 92.2% 3.0%
Hartford-East Hartford-Middletown, CT 6 48.1% 45.3% 86.6% 3.0%
Raleigh-Cary, NC 7 47.9% 45.4% 87.7% 3.0%
Charlotte-Concord-Gastonia, NC-SC 8 47.3% 45.7% 88.8% 3.0%
Portland-Vancouver-Hillsboro, OR-WA 9 45.8% 45.4% 87.8% 3.0%
Cleveland-Elyria, OH 10 45.3% 42.0% 87.9% 3.0%
Riverside-San Bernardino-Ontario, CA 11 44.6% 44.5% 85.7% 3.1%
Austin-Round Rock-Georgetown, TX 12 44.5% 44.8% 66.0% 3.0%
Salt Lake City, UT 13 44.3% 43.9% 65.6% 3.0%
Minneapolis-St. Paul-Bloomington, MN-WI 14 44.2% 43.2% 89.6% 3.0%
Denver-Aurora-Lakewood, CO 15 43.9% 43.3% 82.5% 3.0%
United States – 41.6% 40.5% 80.2% 3.1%
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December 05, 2022 at 09:14AM